The emergency savings solution to help you feel more secure
Your money. Your control. Your peace of mind.
SecureSave can provide employees with the financial security they need to weather unexpected emergencies.
Your own emergency savings account
Sign up in 2 minutes
Easily enroll and start saving through elective paycheck deferrals.
Get matches from your employer
Get employer matches and bonuses1 for enrolling and hitting your savings goals.
Access your money at any time
Access additional employer benefits and resources that can help you in a time of need.
1 Employer matches and bonuses are at the discretion of each employer and may not be offered by all employers.
Why your company should choose SecureSave
Discover why employer-sponsored emergency savings is right for you and your company
Financial wellness for everyone
Your company can design a plan that best meets your and your co-workers needs
Get in touch with us today
Get in touch with us to register your interest in a SecureSave ESA
Industry-high adoption and savings retention
62% of employees sign up for the SecureSave program on average and 87% of funds are retained4
Features you want in emergency savings
SecureSave offers the features you want in an emergency savings account, including:
- A free account
- FDIC insurance2
- An interest rate, so your money grows
- Employer incentives, including sign-up bonus, paycheck match, and milestone bonuses available3
2 SecureSave is not a bank. Banking services, including FDIC insurance, are provided by Wells Fargo N.A. and Stearns Bank N.A.
3 Availability of incentives is based on your employer and may not apply in all situations.
4 Statistics on employee sign-up rate and fund retention are from internal SecureSave data as of December 2023.
SecureSave makes a difference
With so much financial uncertainty for the average American, SecureSave offers a solution that eases your financial stress. You can save an average of over $1,000 in just one year.
37%
of Americans can’t afford a $400 expense
The average American can’t cover even a relatively small emergency — needing to borrow money or utilize a credit card instead.5
2.4%
of Americans take hardship withdrawals from their 401k
The annual rate of 401(k) hardship withdrawals has climbed to a several-year-high of 2.4% due to rises in interest rates, inflation, and other factors.6
45%
of employees cite ESAs as their top-choice new benefit
When compared to other benefits like HSAs, student loan repayment, and mental health support, ESAs were most popular.7
5 US Federal Reserve Economic Well-Being of U.S Households in 2022.
6 According to data from Fidelity in 2023, via CBS News.
7 SecureSave study published August 2023
Hear from employees like you
Laura O.
Senior center employee
Shani H.
Law firm employee
How it works
It’s easy to get started with SecureSave. Once your company is signed up, you can get started in just two minutes.
Create your SecureSave account
You'll receive an invitation email with a link to sign up — click the link to take you to SecureSave and you'll create your account.
Link your bank account
Once you've created your account, you'll want to link your bank account. You can link either a checking or savings account.
Choose your contribution
Your employer will have a default contribution, in many cases required to earn a match. Choose what you'd like to contribute from each paycheck. Then you're ready to start saving.
Start saving with every paycheck
After you've set everything up, you're ready to start saving with SecureSave — watch the emergency savings start to build up.
Get in touch
Interested in your company adopting SecureSave? If you'd like you and your co-workers to have access to workplace emergency savings, sign up here and we'll get in touch with your employer once there's enough interest.
If your employer already offers a SecureSave emergency savings account, get in touch with our support team here.
Learn why now is the time for Emergency Savings Accounts in our whitepaper